India Infrastructure Finance Company Limited (IIFCL), a government-owned financial institution, has reported its highest-ever profit after tax (PAT) of ₹2,165 crore for the financial year 2024–25 (FY25), marking a 39% increase from ₹1,552 crore in the previous fiscal year.
This milestone continues IIFCL’s impressive financial trajectory, with PAT rising 42 times compared to its performance in FY20. The company also recorded its highest-ever profit before tax (PBT) of ₹2,776 crore, reflecting a 37% growth over the previous year.
Strong Growth in Sanctions and Disbursements
IIFCL sanctioned a record ₹51,124 crore and disbursed ₹28,501 crore in FY25, marking year-on-year growth of 21% and 28%, respectively. These figures surpass the previous year’s performance of ₹42,309 crore in sanctions and ₹22,356 crore in disbursements.
By the end of March 2025, the company’s cumulative sanctions and disbursements stood at ₹3.06 lakh crore and ₹1.56 lakh crore, respectively, with 55% of these totals achieved in the last five years.
Improved Asset Quality and Financial Strength
IIFCL has significantly improved its asset quality, reducing its Gross NPA ratio to 1.11%, down from 1.61% last year and a steep fall from 19.70% in March 2020. Net NPAs dropped to 0.35%, compared to 0.46% last year.
The company’s net worth grew by 15% to ₹16,395 crore in FY25, compared to ₹14,266 crore a year ago, enhancing its ability to fund large infrastructure projects.
Future Outlook
With a strong financial base and improved asset quality, IIFCL is poised to continue its role as a key player in India’s infrastructure financing sector. The company’s focus on high-quality lending, with 93% of its assets rated ‘A’ and above, reflects its commitment to sustainable growth.
Dr. P.R. Jaishankar, Managing Director of IIFCL, stated that the company has delivered its best-ever annual performance for the fifth consecutive year, reinforcing its position as a leading infrastructure financier.
