Mizoram Chief Minister Lalduhoma announced on Friday that the state government will soon introduce a new health insurance scheme offering cashless facilities and coverage of up to Rs 5 lakh for beneficiaries. The implementation of the scheme is expected to take place shortly.
*Challenges and Alternative Plan*
Lalduhoma explained that the government faced challenges in securing a Rs 1,000 crore loan from the Asian Development Bank (ADB), which was initially pursued by the previous Mizo National Front (MNF) government. Despite efforts, the loan could not be obtained, prompting the government to develop an alternative plan.
*Stakeholder Meetings and Support*
Recently, the chief minister held a meeting with representatives of the Non-Govt Hospital Association of Mizoram (NGHAM), after which the government decided to proceed with launching the scheme. Although NGHAM initially expressed concerns about the state’s ability to cover healthcare expenses at private hospitals, the association leaders agreed to the proposal after receiving assurances from the government.
Lalduhoma also mentioned that discussions have been held with pensioners, employees, and private hospitals to garner support for the initiative. “We are confident that we can implement the healthcare scheme with Rs 5 lakh coverage per year from our own funds, without the need to borrow from ADB,” he said.
*Finalizing Agreements and Launch*
The new scheme will provide cashless treatment, and the government aims to finalize agreements with private hospitals soon. Lalduhoma revealed that arrangements for the scheme will be made during the state assembly’s budget session, with the scheme expected to be launched at the beginning of the next financial year.
*Current Health Care Scheme*
Currently, the state is running the Mizoram State Health Care Scheme (MSHCS), introduced by the MNF government in 2019, which offers coverage of up to Rs 2 lakh per year. The new scheme will significantly enhance the coverage, providing better healthcare access and financial support for the people of Mizoram.
This new initiative is a significant step towards improving healthcare infrastructure and ensuring that residents receive the medical care they need without the burden of financial strain. The government’s commitment to self-funding the scheme highlights its dedication to the welfare of its citizens.
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